Credit Card Processing Made Simple

At RAC Financial, we proudly offer the best rates in the industry, ensuring your business saves more on every transaction. With cutting-edge tokenization technology, our payment processing is secure, seamless, and tailored for your success. Partner with us and experience service dedicated to your growth—because when you thrive, so do we.

Speak to our team and get a free quote today

Recent Testimonials:

What Customers Say About Us

We switched from EMS to RAC and were able to reduce our rates by 76% resulting in total annualized savings of $55k+.
The cherry on top was that our reserve was nearly eliminated freeing up >$100k in free cash flow!

E-commerce Telehealth Platform

I always had issues with large customer purchases being declined when I was using Chase for credit card processing.  Now with RAC, customer friction at checkout has been eliminated and customer support from RAC is best-in-class.

Luxury Jeweler

I didn't even know there were alternatives to QuickBooks to invoice my clients.  Not only did RAC's solution save me 33% on fees per invoice, I now get my funds deposting the next business day vs. ~7 days with QuickBooks.

Digital Marketing Company

Efficient.  Reliable.  Trusted.

From authorization to batching, clearing and funding, your transactions all need to be scanned properly to ensure the validity of each purchase. Our team at RAC Financial is constantly on the lookout for more ways to strengthen our processing services.


  • Unparalleled Service

    Our dedicated associates are at your fingertips to help you with your processing needs with no additional charge!

  • Equipment Solutions

    We offer most terminals and point-of-sale systems available on the market, and can also reprogram your existing equipment!

  • Low-Rate Guarantee

    We provide competitive credit card processing rates and will never arbitrarily raise your prices. 

  • Committed to Security

    Protect your transactions with Point-to-Point Encryption, PCI Scope reduction, complete EMV protection, and more.